How our Line of Credit works

Get prequalified fast with our simple form
$500 - $5,000

Credit limits from $500 to $5,000

Ongoing access to credit

Ongoing fast access to your available credit. Once you're eligible, you can apply to access your available credit via the Member's Area for a quick decision

Tailored to suit you

Repayments that match your financial situation, debited to match your pay cycle to make things even easier

Apply for your fast Line of Credit in 3 easy steps


Complete a fast easy online application

  • Fill out a simple form that tells us about your income and other financial details.
  • Use our automated service to supply us with your bank statements instantly!

Watch our clever loan engine work its magic

  • Sit back and relax while our clever loan engine checks your credentials.
  • Let it work out your loan offer and a repayment amount that suits you.
  • Read and accept your contract.

Get your money nice and quick (woop woop!)

  • You can get the same day funding via ACH if the loan is approved and accepted before 12:30pm EST time (Monday - Friday*).
*Excluding public holidays


We’ll help you get your Line of Credit today!