Wallet Wizard is part of the Credit Corp Financial Services family. We are an innovative lender that utilizes many years of experience in the financial services industry to deliver a range of products. We offer Personal Loans to people in a wide variety of circumstances to suit their individual situations.

We have an unwavering focus on technology and innovation. We get that people want answers quickly, so we strive to constantly improve our processes to give you the fastest, easiest and most hassle-free way to access cash. Got some feedback that can help us with that, let us know here.

We have made accessing cash so easy with our online process! With our Personal Loan, you can apply for up to $5,000 with loan terms ranging between 6 months to 36 months. All loans, regardless of loan amount, have an APR of 35.99%.  We make sure our customers know upfront the exact number of payments they need to pay off their loans and we never charge extra fees if our customers want to pay the loan off sooner.

We are currently offering our Line of Credit to individuals >18 years old whose primary residence is located in the following states:

• Illinois
• Missouri

Wallet Wizard offers Personal Loans up to $5,000. We assess how much you’re eligible for based on your situation and income.

At Wallet Wizard, we treat your personal data with the utmost care; your details are encrypted for security. The use of your personal information is clearly outlined in the Wallet Wizard Privacy Policy.

From time to time, our team needs to perform a few extra checks. Don't worry, these checks help us comply with our commitment to being a responsible lender and we will only do them if they are needed to get your application completely assessed. Log-in to the Members Area to see an update on the progress of your application.

You may apply for a new Personal Loan once you have paid off your current loan with us. Log into the Wallet Wizard Members’ Area to check the status of your account.

Wallet Wizard takes a bunch of information into account when making a decision. Please check your email to view the details of the Adverse Action Notice.

There are no nasty surprises. Everything is laid out in your Loan Agreement so you’ll always know exactly what to expect. Our APR is 35.99%.

Your minimum repayment amount is determined by your approved loan amount and the loan term. Once your loan is approved and accepted, you can see the scheduled repayments on your Members’ Area.

Don’t forget, you can make extra repayments whenever you want to pay off your balance faster.

You don’t need to worry about a thing. We’ll set up automatic payments to debit your account on the day that the repayments are due. You can also call our team for assistance on your account.

At Wallet Wizard, we pride ourselves on being open about how much you need to pay. Our APR is 35.99% based on the balance of the loan.

You can see your upcoming loan repayment on the Members' Area. Payment reminders are also sent via email before your payment is due.

We’re here to help you, not stress you out with hidden fees! Everything is set out clearly in your Loan Agreement. Apply for a Personal Loan with us today.

It's always best to contact us on 833-748-2140 to discuss your situation.

It is safest to leave the money in your account on the due date for the whole day.

Wallet Wizard does not have any penalties for early payments, unlike some lending platforms in the marketplace today. At Wallet Wizard, we want you to have the flexibility to borrow money when you need it and pay it back when you don't.

We know this loan is important to you, so we work hard to get it to you quickly. Wallet Wizard process the funds on the same day the loan agreement is accepted. If the ACH disbursement was processed before 12:30PM EST time*, most often you would receive the funds the same day. Loan Agreements accepted after this cut off time are typically processed the following business day (depending on the financial institution).*

*Funds are generally deposited via ACH for same day funding if accepted before 12:30PM EST Monday-Friday.

No. We don't want to bore you with banking procedures (who has time for that?) but each bank processes our request differently.

Just be upfront and honest, keep us up-to-date about your situation and income, and make sure there’s enough money in your account when repayments are due. All of the terms and conditions of your Personal Loan are set out for you to read before you sign your Loan Agreement. You should be sure you understand your responsibilities before you accept. Apply for a Personal Loan with Wallet Wizard today.

You may apply for a new Personal Loan once you have paid off your current loan with us. Log into the Wallet Wizard Members’ Area to check the status of your account.

Our team members are only too happy to help. You can contact us here and we will do our best to help you find the answer.